Workmen’s Compensation Policy
The workmen‟s compensation policy indemnifies the employer against his legal liability for injuries to his employees resulting from accidents occurring in the course of their employment.
The definition of a worker has been expanded to include any person who receives salary or wages except an outworker and a family member of the employer living with the latter or where the Law prohibits as a worker.
Besides, compensation for bodily injury there is provision for payment of Medical Expenses as a result of the injury.
An employer may choose to insure his liability under the Act and in addition can extend his liability to cover claims under Common Law.